I am constantly receiving offers in the mail or attached to my credit card bill to consolidate my debt or a check to spend on whatever I want. It is tempting, but there is always a cost. Have you seen the ads on TV or heard them on the radio? If you are considering debt consolidation, this article has some great information on options available and defines the different options.
What Do I Need to Know If I Am Thinking About Consolidating My Credit Card Debt
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